Why Your Health Insurer Doesn’t Care About Your Big Bills

Marshall Allen, writing at ProPublica

The United States spends more per person on health care than any other country. A lot more. As a country, by many measures, we are not getting our money’s worth. […]

Experts frequently blame this on the high prices charged by doctors and hospitals. But less scrutinized is the role insurance companies — the middlemen between patients and those providers — play in boosting our health care tab. Widely perceived as fierce guardians of health care dollars, insurers, in many cases, aren’t. In fact, they often agree to pay high prices, then, one way or another, pass those high prices on to patients — all while raking in healthy profits.

Fascinating read.

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